COMMERCIAL

HARD MONEY &
BRIDGE LOANS
When Speed, Collateral & Flexibility
Matter More Than Traditional Bank Guidelines.
Fast Closings
Asset-Based Lending
Cash-Out
Bank Turndowns
Time-Sensitive Transactions

Traditional banks aren't built for every commercial real estate transaction. When speed, an asset-based approach or deal complexity is required, traditional financing may not be the right fit.

1st Coastal Commercial Capital provides hard money and bridge loan solutions to help you move quickly and get your project across the finish line.

HAVE AN URGENT DEAL? CALL US 888-316-1787

WHEN HARD MONEY MAKES SENSE

Commercial hard money and bridge financing can provide a solution when conventional financing is unavailable or simply takes too long.

Fast Closings

For acquisitions, refinances and time-sensitive deals where waiting months for a traditional lender isn't an option.

Bank Turndowns

A viable solution when conventional banks hesitate due to property type, financials or deal structure.

Cash-Out Refinancing

Access equity in commercial real estate for business purposes, pay off obligations or reinvest in other opportunities.

Transitional Properties

Financing for properties undergoing repositioning, renovation or lease-up until a long-term financing solution is secured.

Difficult or Complex Situations

Alternative financing for non-stabilized properties, unique assets, or borrowers with credit challenges.

Acquisitions & Quick Closes

Short-term capital for purchasing investment properties, land or value-add opportunities without delay.

THE REAL ESTATE MATTERS

Assets-Based Commercial Financing

Unlike conventional bank financing, commercial hard money lenders may place greater emphasis on:

Property Value
Borrower Equity
Location
Property Type
Experience
Overall Transaction Strategy

Income, credit and borrower financial strength can still be important, but an asset-based approach may allow considerably more flexibility than traditional bank loans.

COMMERCIAL PROPERTY TYPES

Flexible financing may be available for:
Multifamily
Mixed-Use
Retail
Office
Industrial
Warehouse
Self Storage
Mobile Home Parks
RV Parks & Campgrounds
Hospitality
Restaurants
Automotive
Special Purpose Properties
Owner-Occupied Properties
Land
Development Projects
Other Commercial Real Estate

BANK SAID NO?

Don't Assume the Deal Is Dead.

Traditional banks are often conservative and subject to strict guidelines. Hard money and bridge loans can be an alternative when banks decline due to:

Short track record
Non-traditional property type
Recent credit issues
Complex ownership structure
Time-sensitive acquisition or refinance
LET'S TALK ABOUT YOUR DEAL

COMMON HARD MONEY SCENARIOS

Purchase – A borrower needs to close quickly on a commercial property.
Refinance – Existing debt is maturing and conventional financing isn't viable.
Cash-Out – The borrower has substantial equity but cannot qualify conventionally.
Investment Property – Fix-and-flip, lease-up or repositioning strategy.
Land & Development – The property isn't stabilized enough for a traditional lender.
Distressed Property – Turnaround a property in need of improvements.
Cross-Collateralization – Use additional real estate to strengthen a transaction.
Special Purpose Property – Unique assets such as self-storage, RV parks, marinas, faith-based properties and more.
Bridge-to-Permanent – Short-term financing provides time to stabilize the asset before transitioning to long-term debt.

HAVE A HARD MONEY DEAL? SEND IT TO US.

Tell us about your project. We'll connect you with the right private capital partners.

Loan Amount $100,000 –
$50,000,000+
Loan Purpose Purchase • Refinance
Cash-Out • Acquisition
Value-Add
Financing Terms Short-Term
Interest-Only
Flexible Structures
START YOUR HARD MONEY
LOAN REQUEST