The SBA 7(a) Loan Program is the U.S. Small Business Administration's primary business loan program, providing eligible businesses access to financing through approved lenders.
1st Coastal Commercial Capital helps business owners navigate the financing process and identify SBA lending options appropriate for their transaction.
SBA 7(a) financing can be used for a variety of eligible business purposes, including:
Purchase an existing business or support ownership changes in 10% or more.
Purchase, refinance or construct your own commercial property.
Finance expansion plans, new locations, build-outs or area locations.
Provide capital for operating expenses and cash flow needs.
Purchase equipment, machinery, updates and other business assets.
Refinance existing business debt under SBA-eligible terms when qualified.
Submit for SBA program and lender approval.
Loan maturity typically can be over 10 years for eligible transactions.
SBA-guaranteed loans often provide access to attractive interest rates.
A single financing structure may include real estate, equipment, working capital and other approved uses.
An important financing option for entrepreneurs purchasing or growing businesses.
We work with experienced SBA lenders who understand your industry and structure solutions.
Acquire an existing company or franchise.
Purchase or refinance your owner-occupied real estate.
Restructure existing debt and improve terms and cash flow.
Add a location, renovate, increase capacity or support new hires.
Finance machinery, vehicles, technology and other business assets.
Get the cash flow your business needs to operate and grow.
Include a component to a broader SBA financing structure or use it to purchase, refinance or build the real estate your business occupies.
Depending on the transaction and SBA requirements, eligible financing may include:
The SBA lending process involves eligibility requirements, documentation and lender underwriting.
That's where we can help.
1st Coastal Commercial Capital works with approved SBA lenders to find the right financing structure for your business goals.
Tell us about your project and get connected with the right SBA lender.
