SBA 504 loans are designed to help owner-occupied businesses purchase fixed assets with long-term, fixed-rate financing and low down payments.
1st Coastal Commercial Capital partners with SBA Certified CDCs and lenders nationwide to structure the right 504 solution for your business.
As low as 10% down.
Up to 25 years for real estate.
Keep working capital for what matters most.
Finance expansion, equipment and more.
Strength and stability you can count on.
As low as 10% down depending on the project and structure.
Long-term, fixed-rate terms available on predictable payments.
Up to 25 years for real estate and 10 years for equipment.
Finance growth while keeping your working capital intact.
Ideal for real estate purchases, renovations and major upgrades.
Government-backed program designed to support business growth.
This structure allows you to finance up to 90% of your project with long-term, fixed-rate financing.
$125,000 to
$5,000,000+
As low as 10%
Long-term, fixed interest rate
Up to 25 years for real estate
Available with certain terms
Competitive fees through CDC
We learn about your business and project goals.
Discuss needs and structure.
We determine eligibility and structure the right 504 solution.
Analyze requirements and project details.
We work with our partners to prepare and submit all required documents.
Coordinate with CDC and lender.
SBA and lender partners review and approve the financing.
Move forward to closing.
Our team will connect you with the right SBA 504 lenders and CDC partners to get your project funded.